Car Loans
The key to your
new set of wheels
Apply online today and secure your personalised rate in as little as 60 seconds.
Benefit from our expertise in financing over 43,200 new and used cars, allowing our customers to hit the road with their new wheels sooner.
Whatever type of car you're looking for, we have an option for you.
New car loans - Get the keys to your dream car quickly, with funds in as little as 24 hours.
Used car loans - Not in the market for a new car? Discover your options for a used car loan.
EV car loan - Get rewarded for going green with our discounted rates for EV’s.
Just like choosing the perfect car, take the time to find the right loan.
Borrow up to $100,000
3-7 year loan terms
24hrs average settlement time
$0 early repayment fee
$0 monthly fee
Personalised interest rate
Car loan repayment calculator
Find out how much your loan repayments could be with a Plenti secured car loan.
Example interest rate: 0.00% p.a.
Comparison rate: 0.00% p.a.*
Repayment calculator: The calculator is designed as a guide for the Plenti Car Loan product only and does not apply to applications submitted via Tesla or vehicles financed under the Plenti Personal Loan product. This calculator is not a quotation or an offer of credit. The interest rates and monthly repayment amounts are indicative and based on a range of criteria and assumptions. The calculator applies to new loans only and the amount you can borrow, your personalised interest rate and repayment amount may be different once you complete a loan application.
Why choose Plenti for your next car loan?
Personalised rates
Plenti offers personalised rates tailored to your credit history and financial situation.
Easy online application
Our easy online application allows you to find the terms, rate and monthly payments that align with your budget.
Negotiating power
With financing ready, you can focus on negotiating the best price for your new car without distraction.
EV Rate Discount
Plenti offers a rate reduction of 0.5% p.a. for those financing new electric vehicles up to $90,000 through our collaboration with the Clean Energy Finance Corporation (CEFC).
A faster, fairer way to finance your new car
Our smart, paperless borrowing experience means you can spend more time cruising the open road and less time on your loan application.
Get your rate
Answer 10 quick questions to see your personalised rate in 60 seconds, without impacting your credit score.
Apply online
Complete your car loan application in under 10 minutes.
Funds are ready
Finalise your purchase online after pre-approval. Once approved, funds are transferred to the seller within 2 business days. You're ready to hit the road!
A 5-star experience from start to end
Buy your first car, dream car or somewhere in between with Australia's most 5-star reviewed personal lender.
What is a secured car loan and how do they work?
A secured car loan is a financing option where the vehicle itself is used as collateral. This type of loan is considered less risky for lenders, often resulting in lower interest rates compared to unsecured loans. If you're looking for a low-risk car loan with favorable rates, a secured car loan might be ideal.
In a secured car loan, you pledge an asset (the car you're buying) to secure the loan. Consequently, they offer lower interest rates. Many lenders accept a variety of assets, but it's common to use the car you're purchasing, provided it meets certain age and value criteria.
What is the difference between a secured and unsecured car loan?
What documentation is required to get a car loan?
What information do you need to supply to settle a car loan?
What is a comparison rate for a car loan?
How much can I borrow to buy my new car?
Am I eligible for a Plenti Car Loan?
Are you looking for another type of loan?
Learn more about car loans
When it comes to finding the best car loan, it’s not one size fits all. View our comprehensive guides to learn more.
Get your personalised rate
without impacting your credit score.