Borrow up to $65,000
1-7 year loan terms
Fast funds in as little as 24hrs from approval
$0 early repayment fee
$0 monthly fee
Personalised interest rates
Start a to-do list of what home improvements you would like to make and what you want to achieve with your renovation.
Get quotes from builders that include material and labour costs. Remember to include additional costs such as storage and council permits.
Take note of your savings, income and monthly spending. Use the renovation loan calculator to calculate how much your loan repayment could be.
Renovation wishlist starting to add up? Find out how much your monthly repayment could be with a Plenti home improvements loan.
Repayment calculator: The calculator is designed as a guide only and is not a quotation or an offer of credit. The interest rates and monthly repayment amounts are indicative and based on the credit history selected. The loan amount you can borrow and your personalised interest rate and repayment amount may be different once you complete a loan application.
Whether you’re hiring experts or strapping on the toolbelt yourself, find out what can you spend your loan funds on.
Transform your garden with fresh plants and bespoke landscaping.
Upgrade the heart of your home with new cabinetry, sleek tiles, and upgraded appliances.
Make your house a home with custom-made, brand new, or second-hand furniture.
Create your dream outdoor living space to level up your lifestyle.
Swap your outdated bathroom for an elegant and functional oasis.
Work out from the comfort of your own home by converting space into a home gym.
Compare our personal loan interest rates against the big 4 banks (including CommBank, Westpac, ANZ, & NAB)
Rates as of 21/01/2025.
Excludes any short term promotional rates. View the fine print for important information.
Get your personalised rate in as little as 60 seconds
Complete your application in as little as 10 minutes
Receive your funds in as little as 24 hours after approval.
Turn your somedays into today with Australia’s #1 rated consumer lender.
Get the keys to your dream car
Simplify your finances.
Upgrade your everyday.
Cover travel costs for your dream getaway.
Finance your big day.
Take charge of your health.
Finance your new bike.
Make relocating easy.
If your renovation loan application is approved and the contract is signed, the funds are directly deposited into your nominated account for payment to contractors at your discretion.
Our renovation loan repayment calculator can estimate the monthly repayment, determined by the borrowed amount, rate, and selected term.
Check out our guides to get all the information you need help to transform your home.
Get your personalised rate
Apply in 10 minutes and you could get your funds as soon as the next day.