Discounted Personal Loan Rate Offer Terms and Conditions (Offer Terms)

By submitting an application for a personal loan through the Pages listed below during the Offer Period (Eligible Application) you agree to be bound by these Offer Terms, Plenti’s Terms and Conditions (www.plenti.com.au/terms/) and Plenti’s Privacy Policy (www.plenti.com.au/privacy/):

(collectively the “Pages”)

1. Discounted Personal Loan Rate Offer

1.1. This offer commences on 29 January 2024 and ends at 11:59pm on 30 June 2025 (Offer Period).

1.2. If you satisfy the Eligibility Criteria set out in clause 2.1, you will receive a 0.2% discount on your personal loan interest rate, subject to these Terms and Conditions (Offer).

1.3. If you do not meet the Eligibility Criteria, you are not eligible for the Offer and will not receive a discount on your personal loan interest rate.

1.4. This Offer cannot be used in conjunction with any other offer unless explicitly stated.

2. Eligibility Criteria

2.1. You will be eligible for the Offer only where you meet all of the following conditions (Eligibility Criteria):

(a) You submit an Eligible Application; 

(b)The Eligible Application is approved by Plenti; and 

(c) You enter into the personal loan contract resulting from the Eligible Application (Loan Contract).

2.2 If there is any inconsistency between the Loan Contract and these Terms and Conditions, then the Loan Contract will prevail to the extent of the inconsistency.

3. How to redeem

3.1. You must:

(a) Visit the Pages either by:

(i) clicking on any of the call-to-action buttons contained in a promotional email or communication directly from Plenti about the Offer; or 

(ii) entering the address of a Page (other than the Borrower Portal) into your internet browser; or 

(iii) logging in to the Borrower Portal and clicking on a banner containing the Offer; and

(b) Complete a rate estimate and apply for a personal loan via the Pages.

3.2. Eligible Applications are subject to credit assessment and must meet Plenti’s lending, eligibility, and credit criteria.

4. Exclusions

4.1. The Offer is only available in relation to Plenti Personal loans resulting from Eligible Applications. All other Plenti loans are ineligible for the Offer. 

5. Other terms

5.1 Acting reasonably:

(a) Plenti reserves the right to amend or alter this offer at any time.

(b) Plenti may reject your application including, but not limited to, where you do not meet Plenti’s eligibility or credit criteria

(c) Plenti may modify or withdraw the Offer at any time.

5.2 These Terms and Conditions will be governed by and construed according to the laws in force in the State of New South Wales. Each party unconditionally and irrevocably submits to the exclusive jurisdiction of Courts with jurisdiction in New South Wales and all appellate Courts from such Courts.

6. Privacy

6.1 All information collected and held is done so in accordance with our Privacy Policy, which can be found at https://www.plenti.com.au/about-us/legal/privacy-policy

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